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Understanding Powers of Attorney



What happens if you become incapacitated?  Who can act on your behalf to take care of you and pay your expenses?  If you have not made provisions for these events, then a legal guardian, appointed and supervised by the Court, will make these decisions for you.  This process causes delay and can be quite costly.  These matters can be avoided with a carefully drawn Power of Attorney.

A Power of Attorney permits an individual (your “agent” or “attorney-in-fact”) to act your behalf. This delegation of authority can relate to medical directions and/or financial directions.  For purposes of this article, we will focus on the two board types of financial powers of attorney: (i) General Power of Attorney and (ii) Limited Power of Attorney.  

A General Power of Attorney, like its name implies, gives your agent the immediate authority to handle your financial affairs with little or no restrictions.  These matters could include paying your bills, accessing your bank accounts and managing your investments.  Unless specifically drafted otherwise, the authority under a General Power of Attorney ends upon incapacity or death. 

For this reason, General Powers of Attorney are often drawn to be “durable,” meaning that your agent can continue to act for you after incapacity, although the authority to act ends at death.  In other instances, an individual may recognize the importance of a General Power of Attorney, but may be uncomfortable granting immediate authority to act on his or her behalf.  Rather, he or she may desire assistance only upon the happening of a certain event, such as incapacity.  As a result, a General Power of Attorney can be drawn as “springing” so that the agent can spring into action only if an individual becomes incapacitated.

A Limited Power of Attorney gives your agent a limited or special authority to perform certain acts for you.  Common uses of a Limited Power of Attorney include handling a real estate transaction and addressing tax matters (which are often permitted only with use of an IRS approved form).  By their very nature, Limited Powers of Attorney generally end when the action required of your agent is complete.

To be effective, a Power of Attorney should be carefully worded, and you should seek the assistance of an attorney who routinely advises clients on these matters.  

 

Murderer Erick Virgil Hall, Story Continues



It was in the early morning hours of March 1, 2003 that a woman was brutally raped, and killed by strangulation.



It was a cold night on a Saturday in the Boise foothills when Cheryl Ann Hanlon was assaulted and murdered by a heartless Erick Virgil Hall.

Erick was once known by friends to be friendly, cunning, and intelligent. Anyone that ever knew him spoke of his ability to befriend, and manipulate people. According to family, Cheryl was kind, generous, and always willing to help another.

The homeless Erick Hall lured her to the foothills in Boise.

It may be that Cheryl wanted to help Erick because it was a cold snowy night, and he was homeless.

In 2000, Hall was charged with the rape and murder of flight attendant Lynn Henneman.

The following is quoted from www.fox12idaho.com

“Then you raped her while you had a belt around her neck. You stomped on her while she was down, causing gross and very significant injuries. Then you strangled her while she struggled to get the belt off her neck. Then you tied the other end of the belt to a tree branch, then left Miss Hanlon’s body under some brush on a cold March night,” said Neville.

That description, however, seemed to fall on deaf ears, as Hall rose from his seat, smiled and even chuckled with his lawyer, before heading back to prison where he will now spend the rest of his life.

Hall’s attorney had very little to say, only to voice his opposition to the possibility of his client receiving yet another death penalty.”

The cowardly Erick Virgil Hall had no reason to commit these heinous acts but did so anyway. It is my belief therefore that he deserves the death penalty. I see no reason to keep a monster like Erick alive.

The jury heard testimony from Halls attorney about how he was sexually, physically, and emotionally abused, therefore he should not receive the death penalty. A Boise jury is presently deliberating Hall’s case. We will keep this story updated everyday until the final outcome of Hall’s fate.

Unfortunately it is not a happy ending, for the lives of the victims familys will forever be changed because of Erick Hall. Our prayers go out to them.

Audio Recording Laws in the US



With so much great technology on the market these days, it is easier to record conversations than ever before, either over a land line, on a mobile phone or even in-person with a hidden recording device.

Recorded conversations (either tape or digital) are often very helpful in a variety of scenarios. These audio recordings may assist in an investigation of employee misconduct or in business or personal lawsuits, even in potential criminal investigations.

It is very important, however, to make sure that any recording, either of a phone conversation or an in-person conversation, complies with federal and state laws. Otherwise, you may very well open yourself up to criminal charges or civil suits. And it is unlikely that you will be legally able to use the recording for your original purpose.

So, if you’re thinking about recording some phone calls or placing a voice activated recorder in a room to record conversations, you’ll need to take a look at the applicable laws.

The first place to look is at the federal wiretapping statute, also known as the Electronic Communications Privacy Act. Federal law allows phone calls (traditional, cellular and cordless) and other electronic communication to be recorded with the consent of at least one party to the conversation.

This means that if you are one of the people taking part in the conversation, it can be recorded because one person (you) has consented to the recording. If you are not taking part in the conversation, at least one of the people in the conversation must know about and consent to the recording.

You can’t stop, however, after considering federal law and assume that your recording passes muster. Each state and territory has its own statutes regarding the recording of conversations. Most state wiretapping and eavesdropping laws are based upon the federal law and allow recording with the consent of one party to the conversation.

The 37 states which allow one party consent recording of oral communications are: Alaska, Arkansas, Colorado, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin and Wyoming.

The District of Columbia also allows people to record conversations with the consent of only one party. Nevada has a one party consent statute but there is some question as to how the law should be interpreted by the courts. It could be considered an all party consent state.

The 12 states which definitely require all parties to a conversation to consent before it can be recorded are: California, Connecticut, Delaware, Florida, Illinois, Maryland, Massachusetts, Michigan, Montana, New Hampshire, Pennsylvania and Washington.

In California, there is an exception. You can record a conversation with the consent of only one party if certain criminal activity (kidnapping, extortion, bribery or a violent felony) is involved.

So, the basic rule is that it is illegal to record conversations or communications in which you are not a participant, unless you have consent of at least one, if not all, of the participants.

The obvious exception to this general rule is that law enforcement officials can seek permission from a court to perform no-consent wiretaps as part of a criminal investigation. For the finer points of your own states laws and requirements, you should always consult with an attorney.

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